GARAperizie carries out its consulting services as party-appointed technical expert being aware that when a company or an individual suffers a serious and extraordinary loss, an unexpected and emergency situation suddenly occurs, which is hard to be managed and whose solution requires a special method and expert approach to limit damages and waste of time.
Thanks to several years of experience and over 1000 important cases handled, GARAperizie professional team timely and professionally operates through a proven and SQS methodology (ISO 9001:2000) that begins with early indications of practical nature and develops through the planning of all technical expert reports and surveys until loss adjustment according to the requirements provided by the insurance policy.
GARAperizie team then assists the Clients in the management and settlement of all issues arising in the post-damage phase until the end phase of loss adjustment.
It is a precise and functional method that makes it possible to achieve the best results through 4 essential steps:
1) PHASE OF RESCUE AND PRESERVATION OF THE UNDAMAGED OR PARTIALLY DAMAGED ASSETS:
In this extremely delicate phase that requires both competence and timely action, GARAperizie indicates to the Clients all the necessary operations in order to save and preserve undamaged or partially damaged assets that could further deteriorate in absence of proper actions of recovery and remediation.
This activity is not only essential for the company interest and business continuity, but also represents a specific and mandatory obligation under the Italian Civil Code for the purpose of a loss adjustment.
2) PHASE OF IDENTIFICATION AND SET UP OF TECHNICAL EXPERT REPORTS AND DOCUMENTARY EVIDENCE, USEFUL TO QUANTIFY AND DEMONSTRATE DAMAGES:
To claim damage compensation and obtain loss adjustment, Clients must provide their own Insurance Company or the Person liable for the damages, a series of supporting evidence, physical and/or documentary proofs substantiating their entitlement to get a refund of suffered losses.
GARAperizie is specialized in assisting its Clients in the production of such evidence useful for the subsequent development of the technical expert report to be shared jointly with the Expert appointed by the Insurance Company until the best settlement of the right economic refund is reached in favor of their Clients.
3) PHASE OF DAMAGE RESTORATION AND BUSINESS RECOVERY:
The production activity is resumed upon completion of several restoration and remediation interventions carried out by suppliers selected by the damaged Client.
During this phase it is important to identify for the Client which works may be reimbursed under the insurance policy and which are not covered, in the event it is planned to modify the damaged assets with respect to their original conditions before the accident occurred with the purpose of improving their quality.
4) PHASE OF LOSS ADJUSTMENT:
Following the above-mentioned steps, after identifying the real damage suffered, it is mandatory to apply the policy terms to determine the amount of loss adjustment; said terms are precise contractual rules, including deductibles, overdrafts and limits, which establish the actual amount of loss adjustment that can be obtained.
Finally, before the final loss adjustment is reached, the Client has to give the Insurance Company administrative and/or cadastral and/or tax documentation. GARAperizie will guide the Client with important indications also during this crucial final step, until the Client actually receives the payment of the amounts due by the Insurance Company.
GARAperizie, as further evidence of its professionalism, efficient methodology, and high quality of its consulting activities as party-appointed technical expert, is paid only and exclusively when its Client has actually received the due refund from its Insurance Company or from the Insurance Company of the person liable for the damages.
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